| Weiss Ratings |
The Citizens Bank of Cochran
Cochran, GA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
The Citizens Bank of Cochran
Cochran, GA |
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| FDIC Number | 16275 | |||
| Phone Number | (478) 934-6277 | |||
| Website | citizensbankcochran.com | |||
| Asset Quality |
The Citizens Bank of Cochran
Cochran, GA |
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| 1-Year Asset Growth | 14.37% | |||
| 5-Year Asset Growth | 16.65% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
The Citizens Bank of Cochran
Cochran, GA |
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| Total Assets | 198.58M | |||
| Total Deposits | 171.47M | |||
| Capital and Reserves |
The Citizens Bank of Cochran
Cochran, GA |
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| Capital | 24.77M | |||
| Leverage Ratio | 13.08 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Risk-Based Capital Ratio | 20.49 | |||
| Liquidity |
The Citizens Bank of Cochran
Cochran, GA |
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| Hot Money Ratio | 42.77% | |||
| Liquidity Ratio | 19.29% | |||
| Profitability |
The Citizens Bank of Cochran
Cochran, GA |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 968.00K | |||
| Net Interest Spread | 5.33% | |||
| Operating Profit to Average Assets | 2.70% | |||
| Overhead Efficiency Ratio | 48.39% | |||
| Return on Assets | 1.97% | |||
| Return on Equity | 16.41% | |||