| Weiss Ratings |
The Citizens Bank of Cochran
Cochran, GA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
The Citizens Bank of Cochran
Cochran, GA |
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| FDIC Number | 16275 | |||
| Phone Number | (478) 934-6277 | |||
| Website | citizensbankcochran.com | |||
| Asset Quality |
The Citizens Bank of Cochran
Cochran, GA |
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| 1-Year Asset Growth | 2.35% | |||
| 5-Year Asset Growth | 14.82% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 2.04% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
The Citizens Bank of Cochran
Cochran, GA |
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| Total Assets | 201.37M | |||
| Total Deposits | 169.07M | |||
| Capital and Reserves |
The Citizens Bank of Cochran
Cochran, GA |
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| Capital | 29.70M | |||
| Leverage Ratio | 14.76 | |||
| Loan Loss Reserves to Loans | 1.58% | |||
| Risk-Based Capital Ratio | 22.26 | |||
| Liquidity |
The Citizens Bank of Cochran
Cochran, GA |
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| Hot Money Ratio | 37.99% | |||
| Liquidity Ratio | 13.43% | |||
| Profitability |
The Citizens Bank of Cochran
Cochran, GA |
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| 5-Year Return on Average Assets | 1.61% | |||
| Net Income | 2.05M | |||
| Net Interest Spread | 5.50% | |||
| Operating Profit to Average Assets | 2.69% | |||
| Overhead Efficiency Ratio | 51.87% | |||
| Return on Assets | 2.00% | |||
| Return on Equity | 14.23% | |||