| Weiss Ratings |
The Citizens Bank of Cochran
Cochran, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
The Citizens Bank of Cochran
Cochran, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16275 | |||
| Phone Number | (478) 934-6277 | |||
| Website | citizensbankcochran.com | |||
| Asset Quality |
The Citizens Bank of Cochran
Cochran, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.75% | |||
| 5-Year Asset Growth | 16.65% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 3.85% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
The Citizens Bank of Cochran
Cochran, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 200.95M | |||
| Total Deposits | 171.75M | |||
| Capital and Reserves |
The Citizens Bank of Cochran
Cochran, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 27.01M | |||
| Leverage Ratio | 13.86 | |||
| Loan Loss Reserves to Loans | 1.49% | |||
| Risk-Based Capital Ratio | 20.72 | |||
| Liquidity |
The Citizens Bank of Cochran
Cochran, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 41.77% | |||
| Liquidity Ratio | 14.43% | |||
| Profitability |
The Citizens Bank of Cochran
Cochran, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 2.95M | |||
| Net Interest Spread | 5.39% | |||
| Operating Profit to Average Assets | 2.69% | |||
| Overhead Efficiency Ratio | 48.25% | |||
| Return on Assets | 1.99% | |||
| Return on Equity | 15.72% | |||