| Weiss Ratings |
The Citizens Bank of Cochran
Cochran, GA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
The Citizens Bank of Cochran
Cochran, GA |
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| FDIC Number | 16275 | |||
| Phone Number | (478) 934-6277 | |||
| Website | citizensbankcochran.com | |||
| Asset Quality |
The Citizens Bank of Cochran
Cochran, GA |
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| 1-Year Asset Growth | 16.99% | |||
| 5-Year Asset Growth | 16.65% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 3.14% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
The Citizens Bank of Cochran
Cochran, GA |
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| Total Assets | 195.69M | |||
| Total Deposits | 171.30M | |||
| Capital and Reserves |
The Citizens Bank of Cochran
Cochran, GA |
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| Capital | 22.42M | |||
| Leverage Ratio | 12.33 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Risk-Based Capital Ratio | 19.58 | |||
| Liquidity |
The Citizens Bank of Cochran
Cochran, GA |
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| Hot Money Ratio | 43.73% | |||
| Liquidity Ratio | 20.30% | |||
| Profitability |
The Citizens Bank of Cochran
Cochran, GA |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 3.13M | |||
| Net Interest Spread | 4.88% | |||
| Operating Profit to Average Assets | 2.37% | |||
| Overhead Efficiency Ratio | 50.85% | |||
| Return on Assets | 1.74% | |||
| Return on Equity | 15.01% | |||