C
Constitution Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.82
Return On
Assets
1.04%
Total
Assets
659.87M
Capital
58.82M
Total
Deposits
598.60M
Net
Income
6.96M
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Weiss Ratings Constitution Bank, National Association
Hillsboro, IL 		Click to
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Rating C
Asset Quality Index 7.20
Capitalization Index 8.20
Liquidity Index 2.30
Profitability Index 5.00
Stability Index 5.70
Company Info Constitution Bank, National Association
Hillsboro, IL 		Click to
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FDIC Number 16276
Phone Number (217) 532-3991
Website www.bankhillsboro.com
Asset Quality Constitution Bank, National Association
Hillsboro, IL 		Click to
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1-Year Asset Growth 6.27%
5-Year Asset Growth 8.71%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.18%
Non-Performing Loans to Loans 0.18%
Balance Sheet Constitution Bank, National Association
Hillsboro, IL 		Click to
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Total Assets 659.87M
Total Deposits 598.60M
Capital and Reserves Constitution Bank, National Association
Hillsboro, IL 		Click to
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Capital 58.82M
Leverage Ratio 9.82
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio --
Liquidity Constitution Bank, National Association
Hillsboro, IL 		Click to
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Hot Money Ratio 18.48%
Liquidity Ratio 4.24%
Profitability Constitution Bank, National Association
Hillsboro, IL 		Click to
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5-Year Return on Average Assets 0.86%
Net Income 6.96M
Net Interest Spread 3.28%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 57.04%
Return on Assets 1.04%
Return on Equity 13.21%