C
Constitution Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.17
Return On
Assets
1.11%
Total
Assets
683.07M
Capital
62.13M
Total
Deposits
618.56M
Net
Income
3.82M
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Weiss Ratings Constitution Bank, National Association
Hillsboro, IL 		Click to
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Rating C
Asset Quality Index 6.10
Capitalization Index 8.80
Liquidity Index 2.10
Profitability Index 5.20
Stability Index 6.10
Company Info Constitution Bank, National Association
Hillsboro, IL 		Click to
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FDIC Number 16276
Phone Number (217) 532-3991
Website www.bankhillsboro.com
Asset Quality Constitution Bank, National Association
Hillsboro, IL 		Click to
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1-Year Asset Growth 4.65%
5-Year Asset Growth 8.71%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 3.93%
Non-Performing Loans to Loans 0.62%
Balance Sheet Constitution Bank, National Association
Hillsboro, IL 		Click to
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Total Assets 683.07M
Total Deposits 618.56M
Capital and Reserves Constitution Bank, National Association
Hillsboro, IL 		Click to
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Capital 62.13M
Leverage Ratio 10.17
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity Constitution Bank, National Association
Hillsboro, IL 		Click to
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Hot Money Ratio 19.85%
Liquidity Ratio 4.18%
Profitability Constitution Bank, National Association
Hillsboro, IL 		Click to
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5-Year Return on Average Assets 0.84%
Net Income 3.82M
Net Interest Spread 3.59%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 53.57%
Return on Assets 1.11%
Return on Equity 12.71%