C
Constitution Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.49
Return On
Assets
1.00%
Total
Assets
674.60M
Capital
55.80M
Total
Deposits
616.56M
Net
Income
5.03M
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Weiss Ratings Constitution Bank, National Association
Hillsboro, IL 		Click to
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Rating C
Asset Quality Index 7.10
Capitalization Index 7.70
Liquidity Index 2.40
Profitability Index 5.00
Stability Index 5.40
Company Info Constitution Bank, National Association
Hillsboro, IL 		Click to
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FDIC Number 16276
Phone Number (217) 532-3991
Website www.bankhillsboro.com
Asset Quality Constitution Bank, National Association
Hillsboro, IL 		Click to
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1-Year Asset Growth 6.41%
5-Year Asset Growth 13.60%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.39%
Non-Performing Loans to Loans 0.19%
Balance Sheet Constitution Bank, National Association
Hillsboro, IL 		Click to
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Total Assets 674.60M
Total Deposits 616.56M
Capital and Reserves Constitution Bank, National Association
Hillsboro, IL 		Click to
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Capital 55.80M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio --
Liquidity Constitution Bank, National Association
Hillsboro, IL 		Click to
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Hot Money Ratio 18.28%
Liquidity Ratio 7.03%
Profitability Constitution Bank, National Association
Hillsboro, IL 		Click to
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5-Year Return on Average Assets 0.86%
Net Income 5.03M
Net Interest Spread 3.22%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 55.94%
Return on Assets 1.00%
Return on Equity 13.11%