C
Bank of Lumber City
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Lumber City
Lumber City, GA
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Rating C
Asset Quality Index 8.00
Capitalization Index 7.70
Liquidity Index 5.10
Profitability Index 0.10
Stability Index 5.40
Company Info Bank of Lumber City
Lumber City, GA
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FDIC Number 16281
Phone Number (912) 363-4341
Website www.bankoflumbercity.com
Asset Quality Bank of Lumber City
Lumber City, GA
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1-Year Asset Growth -4.51%
5-Year Asset Growth 4.53%
5-Year Charge-Offs to Average Loans -0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.08%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Lumber City
Lumber City, GA
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Total Assets 25.36M
Total Deposits 21.86M
Capital and Reserves Bank of Lumber City
Lumber City, GA
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Capital 3.11M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.95%
Risk-Based Capital Ratio --
Liquidity Bank of Lumber City
Lumber City, GA
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Hot Money Ratio 7.41%
Liquidity Ratio 52.41%
Profitability Bank of Lumber City
Lumber City, GA
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5-Year Return on Average Assets 0.17%
Net Income -74.00K
Net Interest Spread 4.86%
Operating Profit to Average Assets -1.10%
Overhead Efficiency Ratio 123.42%
Return on Assets -1.10%
Return on Equity -9.42%