B
South Coast Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings South Coast Bank & Trust
Brunswick, GA
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Rating B
Asset Quality Index 7.60
Capitalization Index 7.60
Liquidity Index 3.00
Profitability Index 4.90
Stability Index 6.10
Company Info South Coast Bank & Trust
Brunswick, GA
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FDIC Number 16283
Phone Number (912) 264-8887
Website www.southcoast.bank
Asset Quality South Coast Bank & Trust
Brunswick, GA
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1-Year Asset Growth 6.36%
5-Year Asset Growth 12.80%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.78%
Non-Performing Loans to Loans 0.43%
Balance Sheet South Coast Bank & Trust
Brunswick, GA
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Total Assets 264.88M
Total Deposits 238.43M
Capital and Reserves South Coast Bank & Trust
Brunswick, GA
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Capital 19.47M
Leverage Ratio 9.39
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio --
Liquidity South Coast Bank & Trust
Brunswick, GA
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Hot Money Ratio 16.32%
Liquidity Ratio 29.65%
Profitability South Coast Bank & Trust
Brunswick, GA
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5-Year Return on Average Assets 1.22%
Net Income 1.62M
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 62.11%
Return on Assets 1.23%
Return on Equity 17.15%