B
South Coast Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings South Coast Bank & Trust
Brunswick, GA
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Rating B
Asset Quality Index 8.30
Capitalization Index 7.90
Liquidity Index 2.70
Profitability Index 5.10
Stability Index 6.20
Company Info South Coast Bank & Trust
Brunswick, GA
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FDIC Number 16283
Phone Number (912) 264-8887
Website www.southcoast.bank
Asset Quality South Coast Bank & Trust
Brunswick, GA
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1-Year Asset Growth 9.54%
5-Year Asset Growth 12.80%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 0.22%
Balance Sheet South Coast Bank & Trust
Brunswick, GA
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Total Assets 266.19M
Total Deposits 237.79M
Capital and Reserves South Coast Bank & Trust
Brunswick, GA
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Capital 21.26M
Leverage Ratio 9.61
Loan Loss Reserves to Loans 1.59%
Risk-Based Capital Ratio --
Liquidity South Coast Bank & Trust
Brunswick, GA
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Hot Money Ratio 16.65%
Liquidity Ratio 26.63%
Profitability South Coast Bank & Trust
Brunswick, GA
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5-Year Return on Average Assets 1.22%
Net Income 2.49M
Net Interest Spread 3.62%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 61.93%
Return on Assets 1.25%
Return on Equity 17.14%