Marseilles Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (1.2) profitability.
Other Rating Factors:
A current level of 3.5 percent of nonperforming loans to core capital combined with 13.9 percent from a year earlier contributes to the Good asset quality (6.7). Good current capitalization (6.1 on a scale of 0 to 10) based on a risk-based capital ratio of 17.7 and a capital leverage ratio of 8.1.
Asset Mix:
Securities (50%), home mtgs (29%), consumer loans (7%), cash (5%), comm re (4%), comm loans (1%), other (4%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Marseilles Bancorporation, Inc.
Investment Rating
--
Address
100 East Bluff Street
Marseilles, IL 61341
Marseilles, IL 61341
Phone Number
(815) 795-3900
Year Founded
1945
FDIC Number
Website
Largest Affiliates
No affiliate information available.