Major Rating Factors:
A current level of 3.8 percent of nonperforming loans to core capital combined with 1.4 percent from a year earlier contributes to the Fair asset quality (4.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) based on a risk-based capital ratio of 14.1 and a capital leverage ratio of 11.0. Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.6 has resulted in Excellent (7.5) profitability.
Asset Mix:
Securities (19%), comm loans (9%), comm re (6%), home mtgs (5%), consumer loans (3%), cash (2%), home eq lns (1%), other (56%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Loomis Company
Investment Rating
--
Address
211 Commercial Street
Loomis, NE 68958
Loomis, NE 68958
Phone Number
(308) 876-2451
Year Founded
1886
FDIC Number
Website
Largest Affiliates
No affiliate information available.