| Weiss Ratings |
First State Bank of Odem
Odem, TX |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
First State Bank of Odem
Odem, TX |
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| FDIC Number | 16334 | |||
| Phone Number | (361) 368-2651 | |||
| Website | www.fsbodem.com | |||
| Asset Quality |
First State Bank of Odem
Odem, TX |
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| 1-Year Asset Growth | 4.13% | |||
| 5-Year Asset Growth | 4.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.72% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First State Bank of Odem
Odem, TX |
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| Total Assets | 212.65M | |||
| Total Deposits | 181.03M | |||
| Capital and Reserves |
First State Bank of Odem
Odem, TX |
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| Capital | 30.36M | |||
| Leverage Ratio | 14.39 | |||
| Loan Loss Reserves to Loans | 2.76% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank of Odem
Odem, TX |
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| Hot Money Ratio | 10.09% | |||
| Liquidity Ratio | 40.77% | |||
| Profitability |
First State Bank of Odem
Odem, TX |
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| 5-Year Return on Average Assets | 1.95% | |||
| Net Income | 2.51M | |||
| Net Interest Spread | 5.14% | |||
| Operating Profit to Average Assets | 2.88% | |||
| Overhead Efficiency Ratio | 50.69% | |||
| Return on Assets | 2.35% | |||
| Return on Equity | 16.97% | |||