Major Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 1.9 percent from a year earlier contributes to the Excellent asset quality (8.3). Good current capitalization (6.4 on a scale of 0 to 10) and a capital leverage ratio of 8.5.
Other Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.0 has resulted in Fair (4.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.5 on a scale of 0 to 10).
Asset Mix:
Securities (25%), home mtgs (13%), comm loans (7%), comm re (5%), cash (2%), consumer loans (2%), home eq lns (1%), other (46%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Tri-County Company
Investment Rating
--
Address
106 North Main Street
Stuart, NE 68780
Stuart, NE 68780
Phone Number
(402) 924-3861
Year Founded
1945
FDIC Number
Website
Largest Affiliates
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