Major Rating Factors:
A current level of 1.4 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (8.4). Excellent current capitalization (8.0 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Other Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.8 has resulted in Fair (3.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10).
Asset Mix:
Securities (23%), home mtgs (15%), comm loans (8%), comm re (4%), cash (2%), consumer loans (2%), home eq lns (1%), other (46%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Tri-County Company
Investment Rating
--
Address
106 North Main Street
Stuart, NE 68780
Stuart, NE 68780
Phone Number
(402) 924-3861
Year Founded
1945
FDIC Number
Website
Largest Affiliates
No affiliate information available.