The State Bank of Pearl City
| Weiss Ratings |
The State Bank of Pearl City
Pearl City, IL |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
The State Bank of Pearl City
Pearl City, IL |
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| FDIC Number | 16344 | |||
| Phone Number | (815) 443-2725 | |||
| Website | www.pearlcitybank.com | |||
| Asset Quality |
The State Bank of Pearl City
Pearl City, IL |
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| 1-Year Asset Growth | -4.51% | |||
| 5-Year Asset Growth | 6.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 1.27% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 6.38% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
The State Bank of Pearl City
Pearl City, IL |
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| Total Assets | 76.47M | |||
| Total Deposits | 68.89M | |||
| Capital and Reserves |
The State Bank of Pearl City
Pearl City, IL |
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| Capital | 7.32M | |||
| Leverage Ratio | 10.16 | |||
| Loan Loss Reserves to Loans | 2.21% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The State Bank of Pearl City
Pearl City, IL |
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| Hot Money Ratio | 21.57% | |||
| Liquidity Ratio | 35.39% | |||
| Profitability |
The State Bank of Pearl City
Pearl City, IL |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 180.00K | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 0.33% | |||
| Overhead Efficiency Ratio | 74.63% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 3.49% | |||