The State Bank of Pearl City
| Weiss Ratings |
The State Bank of Pearl City
Pearl City, IL |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 3.80 | |||
| Company Info |
The State Bank of Pearl City
Pearl City, IL |
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| FDIC Number | 16344 | |||
| Phone Number | (815) 443-2725 | |||
| Website | www.pearlcitybank.com | |||
| Asset Quality |
The State Bank of Pearl City
Pearl City, IL |
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| 1-Year Asset Growth | -7.45% | |||
| 5-Year Asset Growth | 1.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 2.54% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 5.85% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
The State Bank of Pearl City
Pearl City, IL |
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| Total Assets | 69.43M | |||
| Total Deposits | 61.88M | |||
| Capital and Reserves |
The State Bank of Pearl City
Pearl City, IL |
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| Capital | 7.27M | |||
| Leverage Ratio | 10.26 | |||
| Loan Loss Reserves to Loans | 1.95% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The State Bank of Pearl City
Pearl City, IL |
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| Hot Money Ratio | 24.29% | |||
| Liquidity Ratio | 48.17% | |||
| Profitability |
The State Bank of Pearl City
Pearl City, IL |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 20.00K | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 0.03% | |||
| Overhead Efficiency Ratio | 71.41% | |||
| Return on Assets | 0.03% | |||
| Return on Equity | 0.29% | |||