The State Bank of Pearl City
| Weiss Ratings |
The State Bank of Pearl City
Pearl City, IL |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 3.40 | |||
| Company Info |
The State Bank of Pearl City
Pearl City, IL |
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| FDIC Number | 16344 | |||
| Phone Number | (815) 443-2725 | |||
| Website | www.pearlcitybank.com | |||
| Asset Quality |
The State Bank of Pearl City
Pearl City, IL |
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| 1-Year Asset Growth | 0.80% | |||
| 5-Year Asset Growth | 1.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.74% | |||
| Charge-Offs to Average Loans | -0.22% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.60% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
The State Bank of Pearl City
Pearl City, IL |
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| Total Assets | 73.40M | |||
| Total Deposits | 65.71M | |||
| Capital and Reserves |
The State Bank of Pearl City
Pearl City, IL |
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| Capital | 7.42M | |||
| Leverage Ratio | 11.31 | |||
| Loan Loss Reserves to Loans | 2.38% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The State Bank of Pearl City
Pearl City, IL |
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| Hot Money Ratio | 21.74% | |||
| Liquidity Ratio | 35.07% | |||
| Profitability |
The State Bank of Pearl City
Pearl City, IL |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 250.00K | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 72.50% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 6.86% | |||