B
The Citizens Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens Bank
Enterprise, AL
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Rating B
Asset Quality Index 7.50
Capitalization Index 8.50
Liquidity Index 2.50
Profitability Index 4.90
Stability Index 5.10
Company Info The Citizens Bank
Enterprise, AL
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FDIC Number 16369
Phone Number (334) 347-3411
Website www.tcbenterprise.com
Asset Quality The Citizens Bank
Enterprise, AL
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1-Year Asset Growth 8.19%
5-Year Asset Growth 6.66%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.85%
Non-Performing Loans to Loans 0.41%
Balance Sheet The Citizens Bank
Enterprise, AL
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Total Assets 241.80M
Total Deposits 190.97M
Capital and Reserves The Citizens Bank
Enterprise, AL
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Capital 21.71M
Leverage Ratio 10.01
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity The Citizens Bank
Enterprise, AL
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Hot Money Ratio 19.11%
Liquidity Ratio 20.27%
Profitability The Citizens Bank
Enterprise, AL
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5-Year Return on Average Assets 0.79%
Net Income 2.45M
Net Interest Spread 3.65%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 63.20%
Return on Assets 0.99%
Return on Equity 12.39%