B
The Citizens Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens Bank
Enterprise, AL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.20
Capitalization Index 9.30
Liquidity Index 2.10
Profitability Index 5.10
Stability Index 5.00
Company Info The Citizens Bank
Enterprise, AL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 16369
Phone Number (334) 347-3411
Website www.tcbenterprise.com
Asset Quality The Citizens Bank
Enterprise, AL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.69%
5-Year Asset Growth 6.66%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.42%
Non-Performing Loans to Loans 0.42%
Balance Sheet The Citizens Bank
Enterprise, AL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 233.34M
Total Deposits 209.79M
Capital and Reserves The Citizens Bank
Enterprise, AL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 22.86M
Leverage Ratio 10.56
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity The Citizens Bank
Enterprise, AL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 22.80%
Liquidity Ratio 19.77%
Profitability The Citizens Bank
Enterprise, AL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.84%
Net Income 1.35M
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 65.43%
Return on Assets 1.08%
Return on Equity 12.16%