Major Rating Factors:
Excellent current capitalization (8.7 on a scale of 0 to 10) and a capital leverage ratio of 10.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.8 has resulted in Fair (4.2) profitability. A current level of 14.5 percent of nonperforming loans to core capital combined with 12.3 percent from a year earlier contributes to the Fair asset quality (4.0).
Asset Mix:
Securities (23%), comm re (21%), cash (13%), home mtgs (11%), comm loans (7%), consumer loans (5%), home eq lns (2%), other (20%)
States with Branches:
AL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Brantley Bancorp, Inc.
Investment Rating
--
Address
9402 North Main Street
Brantley, AL 36009
Brantley, AL 36009
Phone Number
(334) 527-3206
Year Founded
1946
FDIC Number
Website
Largest Affiliates
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