Bank of Travelers Rest
Major Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (8.8). Excellent current capitalization (7.8 on a scale of 0 to 10) based on a risk-based capital ratio of 16.0 and a capital leverage ratio of 9.6.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (5.4) profitability.
Asset Mix:
Securities (28%), comm re (23%), cash (12%), home mtgs (12%), comm loans (4%), home eq lns (3%), consumer loans (3%), other (15%)
States with Branches:
SC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Travelers Rest Bancshares, Inc.
Investment Rating
--
Address
42 Plaza Drive
Travelers Rest, SC 29690
Travelers Rest, SC 29690
Phone Number
(864) 834-9031
Year Founded
1946
FDIC Number
Largest Affiliates
No affiliate information available.