| Weiss Ratings |
Lafayette State Bank
Mayo, FL |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 3.90 | |||
| Company Info |
Lafayette State Bank
Mayo, FL |
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| FDIC Number | 16396 | |||
| Phone Number | (386) 294-1901 | |||
| Website | www.lafayettestatebank.com | |||
| Asset Quality |
Lafayette State Bank
Mayo, FL |
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| 1-Year Asset Growth | 6.28% | |||
| 5-Year Asset Growth | 11.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | -0.08% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 1.06% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Lafayette State Bank
Mayo, FL |
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| Total Assets | 247.36M | |||
| Total Deposits | 225.18M | |||
| Capital and Reserves |
Lafayette State Bank
Mayo, FL |
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| Capital | 19.31M | |||
| Leverage Ratio | 9.22 | |||
| Loan Loss Reserves to Loans | 1.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Lafayette State Bank
Mayo, FL |
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| Hot Money Ratio | 18.69% | |||
| Liquidity Ratio | 23.13% | |||
| Profitability |
Lafayette State Bank
Mayo, FL |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 2.74M | |||
| Net Interest Spread | 4.95% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 70.24% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 16.58% | |||