| Weiss Ratings |
Lafayette State Bank
Mayo, FL |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 4.00 | |||
| Company Info |
Lafayette State Bank
Mayo, FL |
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| FDIC Number | 16396 | |||
| Phone Number | (386) 294-1901 | |||
| Website | www.lafayettestatebank.com | |||
| Asset Quality |
Lafayette State Bank
Mayo, FL |
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| 1-Year Asset Growth | 3.47% | |||
| 5-Year Asset Growth | 11.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | -0.17% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 0.95% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Lafayette State Bank
Mayo, FL |
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| Total Assets | 252.19M | |||
| Total Deposits | 228.99M | |||
| Capital and Reserves |
Lafayette State Bank
Mayo, FL |
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| Capital | 20.54M | |||
| Leverage Ratio | 9.86 | |||
| Loan Loss Reserves to Loans | 2.11% | |||
| Risk-Based Capital Ratio | 15.09 | |||
| Liquidity |
Lafayette State Bank
Mayo, FL |
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| Hot Money Ratio | 19.23% | |||
| Liquidity Ratio | 23.20% | |||
| Profitability |
Lafayette State Bank
Mayo, FL |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 1.41M | |||
| Net Interest Spread | 5.17% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 69.32% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 14.17% | |||