| Weiss Ratings |
Lafayette State Bank
Mayo, FL |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 3.10 | |||
| Company Info |
Lafayette State Bank
Mayo, FL |
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| FDIC Number | 16396 | |||
| Phone Number | (386) 294-1901 | |||
| Website | www.lafayettestatebank.com | |||
| Asset Quality |
Lafayette State Bank
Mayo, FL |
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| 1-Year Asset Growth | 13.57% | |||
| 5-Year Asset Growth | 22.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | -0.12% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 1.43% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
Lafayette State Bank
Mayo, FL |
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| Total Assets | 250.58M | |||
| Total Deposits | 229.99M | |||
| Capital and Reserves |
Lafayette State Bank
Mayo, FL |
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| Capital | 17.66M | |||
| Leverage Ratio | 8.82 | |||
| Loan Loss Reserves to Loans | 1.93% | |||
| Risk-Based Capital Ratio | 14.05 | |||
| Liquidity |
Lafayette State Bank
Mayo, FL |
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| Hot Money Ratio | 17.64% | |||
| Liquidity Ratio | 26.37% | |||
| Profitability |
Lafayette State Bank
Mayo, FL |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 2.05M | |||
| Net Interest Spread | 4.87% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 70.12% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 17.22% | |||