Bank of Stronghurst
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.3. A current level of 3.6 percent of nonperforming loans to core capital combined with 6.6 percent from a year earlier contributes to the Excellent asset quality (7.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10). Fair liquidity 3.7, driven by a liquidity ratio of 29.6 percent and a “hot money” ratio of 22.5 percent.
Asset Mix:
Securities (44%), home mtgs (8%), comm re (5%), comm loans (4%), cash (2%), consumer loans (1%), other (35%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
108 East Main Street
Stronghurst, IL 61480
Stronghurst, IL 61480
Phone Number
(309) 924-1316
Year Founded
1946
FDIC Number
Website
Largest Affiliates
No affiliate information available.