BankSouth
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.6 and a capital leverage ratio of 10.1. A current level of 1.5 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Excellent asset quality (8.5).
Asset Mix:
Home mtgs (32%), comm re (22%), cash (8%), home eq lns (5%), securities (3%), comm loans (3%), consumer loans (0%), other (26%)
States with Branches:
GA
Corporate Info
BankSouth Holding Company
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6340 Lake Oconee Parkway
Greensboro, GA 30642
Greensboro, GA 30642
(706) 453-2943
1946
Largest Affiliates
No affiliate information available.