C
BankSouth
Rating Date
March 2024
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BankSouth
Greensboro, GA
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Rating C
Asset Quality Index 8.50
Capitalization Index 8.70
Liquidity Index 1.20
Profitability Index 4.60
Stability Index 4.30
Company Info BankSouth
Greensboro, GA
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FDIC Number 16418
Phone Number (706) 453-2943
Website www.banksouth.com
Asset Quality BankSouth
Greensboro, GA
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1-Year Asset Growth 10.80%
5-Year Asset Growth 19.40%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.52%
Non-Performing Loans to Loans 0.20%
Balance Sheet BankSouth
Greensboro, GA
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Total Assets 1.25B
Total Deposits 1.04B
Capital and Reserves BankSouth
Greensboro, GA
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Capital 125.55M
Leverage Ratio 10.11
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 13.56
Liquidity BankSouth
Greensboro, GA
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Hot Money Ratio 16.91%
Liquidity Ratio 12.22%
Profitability BankSouth
Greensboro, GA
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5-Year Return on Average Assets 2.10%
Net Income 11.30M
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 80.46%
Return on Assets 0.93%
Return on Equity 9.36%
Weiss Ratings