B
BankSouth
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BankSouth
Greensboro, GA
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Rating B
Asset Quality Index 7.40
Capitalization Index 8.80
Liquidity Index 2.20
Profitability Index 8.40
Stability Index 5.70
Company Info BankSouth
Greensboro, GA
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FDIC Number 16418
Phone Number (706) 453-2265
Website www.banksouth.com
Asset Quality BankSouth
Greensboro, GA
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1-Year Asset Growth 18.70%
5-Year Asset Growth 11.63%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 3.84%
Non-Performing Loans to Loans 0.55%
Balance Sheet BankSouth
Greensboro, GA
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Total Assets 1.59B
Total Deposits 1.36B
Capital and Reserves BankSouth
Greensboro, GA
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Capital 165.22M
Leverage Ratio 10.17
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio 15.33
Liquidity BankSouth
Greensboro, GA
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Hot Money Ratio 16.88%
Liquidity Ratio 20.24%
Profitability BankSouth
Greensboro, GA
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5-Year Return on Average Assets 1.49%
Net Income 12.49M
Net Interest Spread 4.64%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 69.66%
Return on Assets 1.58%
Return on Equity 15.66%