C
BankSouth
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BankSouth
Greensboro, GA
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Rating C
Asset Quality Index 7.60
Capitalization Index 7.60
Liquidity Index 2.40
Profitability Index 7.20
Stability Index 5.70
Company Info BankSouth
Greensboro, GA
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FDIC Number 16418
Phone Number (706) 453-2265
Website www.banksouth.com
Asset Quality BankSouth
Greensboro, GA
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1-Year Asset Growth 17.08%
5-Year Asset Growth 11.65%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 3.80%
Non-Performing Loans to Loans 0.52%
Balance Sheet BankSouth
Greensboro, GA
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Total Assets 1.56B
Total Deposits 1.34B
Capital and Reserves BankSouth
Greensboro, GA
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Capital 155.33M
Leverage Ratio 9.40
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 14.28
Liquidity BankSouth
Greensboro, GA
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Hot Money Ratio 18.65%
Liquidity Ratio 19.19%
Profitability BankSouth
Greensboro, GA
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5-Year Return on Average Assets 1.80%
Net Income 21.04M
Net Interest Spread 4.41%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 72.47%
Return on Assets 1.50%
Return on Equity 14.41%