| Weiss Ratings |
Farmers and Merchants Bank
Sylvania, GA |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 8.00 | |||
| Company Info |
Farmers and Merchants Bank
Sylvania, GA |
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| FDIC Number | 16440 | |||
| Phone Number | (912) 564-7436 | |||
| Website | www.fmbanksylvania.com | |||
| Asset Quality |
Farmers and Merchants Bank
Sylvania, GA |
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| 1-Year Asset Growth | -0.68% | |||
| 5-Year Asset Growth | 7.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.69% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Farmers and Merchants Bank
Sylvania, GA |
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| Total Assets | 159.79M | |||
| Total Deposits | 136.78M | |||
| Capital and Reserves |
Farmers and Merchants Bank
Sylvania, GA |
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| Capital | 22.26M | |||
| Leverage Ratio | 15.46 | |||
| Loan Loss Reserves to Loans | 1.58% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants Bank
Sylvania, GA |
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| Hot Money Ratio | 15.33% | |||
| Liquidity Ratio | 29.10% | |||
| Profitability |
Farmers and Merchants Bank
Sylvania, GA |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 2.63M | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 2.72% | |||
| Overhead Efficiency Ratio | 40.10% | |||
| Return on Assets | 2.14% | |||
| Return on Equity | 16.50% | |||