Whitesville State Bank
| Weiss Ratings |
Whitesville State Bank
Whitesville, WV |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 2.90 | |||
| Company Info |
Whitesville State Bank
Whitesville, WV |
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| FDIC Number | 16453 | |||
| Phone Number | (304) 854-1271 | |||
| Website | www.whitesvillesb.com | |||
| Asset Quality |
Whitesville State Bank
Whitesville, WV |
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| 1-Year Asset Growth | -0.04% | |||
| 5-Year Asset Growth | 4.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | -0.06% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.43% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Whitesville State Bank
Whitesville, WV |
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| Total Assets | 134.16M | |||
| Total Deposits | 125.08M | |||
| Capital and Reserves |
Whitesville State Bank
Whitesville, WV |
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| Capital | 8.34M | |||
| Leverage Ratio | 10.16 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Whitesville State Bank
Whitesville, WV |
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| Hot Money Ratio | 22.26% | |||
| Liquidity Ratio | 44.29% | |||
| Profitability |
Whitesville State Bank
Whitesville, WV |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 3.33% | |||
| Operating Profit to Average Assets | 4.14% | |||
| Overhead Efficiency Ratio | 46.40% | |||
| Return on Assets | 4.12% | |||
| Return on Equity | 73.31% | |||