Whitesville State Bank
| Weiss Ratings |
Whitesville State Bank
Whitesville, WV |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 2.70 | |||
| Company Info |
Whitesville State Bank
Whitesville, WV |
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| FDIC Number | 16453 | |||
| Phone Number | (304) 854-1271 | |||
| Website | www.whitesvillesb.com | |||
| Asset Quality |
Whitesville State Bank
Whitesville, WV |
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| 1-Year Asset Growth | 4.80% | |||
| 5-Year Asset Growth | 3.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 4.72% | |||
| Non-Performing Loans to Loans | 0.95% | |||
| Balance Sheet |
Whitesville State Bank
Whitesville, WV |
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| Total Assets | 138.02M | |||
| Total Deposits | 125.15M | |||
| Capital and Reserves |
Whitesville State Bank
Whitesville, WV |
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| Capital | 9.53M | |||
| Leverage Ratio | 9.91 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Whitesville State Bank
Whitesville, WV |
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| Hot Money Ratio | 23.66% | |||
| Liquidity Ratio | 42.68% | |||
| Profitability |
Whitesville State Bank
Whitesville, WV |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 373.00K | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 86.29% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 4.40% | |||