Major Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) and a capital leverage ratio of 10.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Fair (4.3) profitability. A current level of 12.6 percent of nonperforming loans to core capital combined with 13.5 percent from a year earlier contributes to the Fair asset quality (4.1).
Asset Mix:
Securities (29%), cash (14%), home mtgs (10%), comm re (7%), consumer loans (5%), comm loans (4%), other (32%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
M&P Community Bancshares, Inc.
Investment Rating
--
Address
120 Hazel Street
Newport, AR 72112
Newport, AR 72112
Phone Number
(870) 523-3601
Year Founded
1946
FDIC Number
Website
Largest Affiliates
No affiliate information available.