C
Jefferson Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.12
Leverage
Ratio
9.34
Return On
Assets
1.04%
Total
Assets
2.79B
Capital
226.60M
Total
Deposits
2.53B
Net
Income
21.91M
My Lists My Alerts
Weiss Ratings Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.10
Capitalization Index 7.50
Liquidity Index 1.90
Profitability Index 4.20
Stability Index 5.00
Company Info Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 16470
Phone Number (210) 736-7600
Website www.jeffersonbank.com
Asset Quality Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -5.30%
5-Year Asset Growth 9.38%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.68%
Non-Performing Loans to Loans 0.04%
Balance Sheet Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 2.79B
Total Deposits 2.53B
Capital and Reserves Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 226.60M
Leverage Ratio 9.34
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio 13.12
Liquidity Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 24.94%
Liquidity Ratio 8.89%
Profitability Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.82%
Net Income 21.91M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 76.41%
Return on Assets 1.04%
Return on Equity 13.94%