C
Jefferson Bank
Rating Date
June 2025
Risk Based
Capital Ratio
12.69
Leverage
Ratio
9.11
Return On
Assets
0.93%
Total
Assets
2.84B
Capital
206.03M
Total
Deposits
2.59B
Net
Income
6.54M
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Weiss Ratings Jefferson Bank
San Antonio, TX 		Click to
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Rating C
Asset Quality Index 7.40
Capitalization Index 7.20
Liquidity Index 2.40
Profitability Index 3.10
Stability Index 5.40
Company Info Jefferson Bank
San Antonio, TX 		Click to
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FDIC Number 16470
Phone Number (210) 736-7600
Website www.jeffersonbank.com
Asset Quality Jefferson Bank
San Antonio, TX 		Click to
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1-Year Asset Growth -2.56%
5-Year Asset Growth 9.38%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.90%
Non-Performing Loans to Loans 0.56%
Balance Sheet Jefferson Bank
San Antonio, TX 		Click to
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Total Assets 2.84B
Total Deposits 2.59B
Capital and Reserves Jefferson Bank
San Antonio, TX 		Click to
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Capital 206.03M
Leverage Ratio 9.11
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio 12.69
Liquidity Jefferson Bank
San Antonio, TX 		Click to
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Hot Money Ratio 28.22%
Liquidity Ratio 26.52%
Profitability Jefferson Bank
San Antonio, TX 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 6.54M
Net Interest Spread 3.14%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 78.55%
Return on Assets 0.93%
Return on Equity 12.96%