C
Jefferson Bank
Rating Date
March 2026
Risk Based
Capital Ratio
13.43
Leverage
Ratio
9.31
Return On
Assets
1.00%
Total
Assets
2.99B
Capital
237.86M
Total
Deposits
2.72B
Net
Income
28.35M
My Lists My Alerts
Weiss Ratings Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.10
Capitalization Index 7.50
Liquidity Index 3.00
Profitability Index 4.10
Stability Index 5.30
Company Info Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 16470
Phone Number (210) 736-7600
Website www.jeffersonbank.com
Asset Quality Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 4.25%
5-Year Asset Growth 6.05%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 1.04%
Non-Performing Loans to Loans 0.11%
Balance Sheet Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 2.99B
Total Deposits 2.72B
Capital and Reserves Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 237.86M
Leverage Ratio 9.31
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio 13.43
Liquidity Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 23.01%
Liquidity Ratio 29.77%
Profitability Jefferson Bank
San Antonio, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.82%
Net Income 28.35M
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 77.06%
Return on Assets 1.00%
Return on Equity 13.16%