C
Jefferson Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.80
Leverage
Ratio
9.16
Return On
Assets
0.92%
Total
Assets
2.80B
Capital
211.05M
Total
Deposits
2.56B
Net
Income
12.94M
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Weiss Ratings Jefferson Bank
San Antonio, TX 		Click to
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Rating C
Asset Quality Index 8.00
Capitalization Index 7.20
Liquidity Index 2.20
Profitability Index 3.40
Stability Index 5.40
Company Info Jefferson Bank
San Antonio, TX 		Click to
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FDIC Number 16470
Phone Number (210) 736-7600
Website www.jeffersonbank.com
Asset Quality Jefferson Bank
San Antonio, TX 		Click to
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1-Year Asset Growth -4.69%
5-Year Asset Growth 9.38%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.21%
Non-Performing Loans to Loans 0.30%
Balance Sheet Jefferson Bank
San Antonio, TX 		Click to
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Total Assets 2.80B
Total Deposits 2.56B
Capital and Reserves Jefferson Bank
San Antonio, TX 		Click to
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Capital 211.05M
Leverage Ratio 9.16
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio 12.80
Liquidity Jefferson Bank
San Antonio, TX 		Click to
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Hot Money Ratio 28.82%
Liquidity Ratio 25.96%
Profitability Jefferson Bank
San Antonio, TX 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 12.94M
Net Interest Spread 3.25%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 78.60%
Return on Assets 0.92%
Return on Equity 12.61%