C
Jefferson Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.81
Return On
Assets
1.11%
Total
Assets
2.88B
Capital
246.23M
Total
Deposits
2.60B
Net
Income
15.78M
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Weiss Ratings Jefferson Bank
San Antonio, TX 		Click to
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Rating C
Asset Quality Index 7.70
Capitalization Index 8.20
Liquidity Index 2.10
Profitability Index 4.30
Stability Index 6.20
Company Info Jefferson Bank
San Antonio, TX 		Click to
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FDIC Number 16470
Phone Number (210) 736-7600
Website www.jeffersonbank.com
Asset Quality Jefferson Bank
San Antonio, TX 		Click to
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1-Year Asset Growth 2.60%
5-Year Asset Growth 6.05%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 5.14%
Non-Performing Loans to Loans 0.77%
Balance Sheet Jefferson Bank
San Antonio, TX 		Click to
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Total Assets 2.88B
Total Deposits 2.60B
Capital and Reserves Jefferson Bank
San Antonio, TX 		Click to
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Capital 246.23M
Leverage Ratio 9.81
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio --
Liquidity Jefferson Bank
San Antonio, TX 		Click to
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Hot Money Ratio 22.70%
Liquidity Ratio 24.47%
Profitability Jefferson Bank
San Antonio, TX 		Click to
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5-Year Return on Average Assets 0.79%
Net Income 15.78M
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 74.78%
Return on Assets 1.11%
Return on Equity 13.08%