Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.7) profitability. A current level of 24.6 percent of nonperforming loans to core capital combined with 1.6 percent from a year earlier contributes to the Fair asset quality (3.7).
Asset Mix:
Securities (24%), home mtgs (14%), comm re (13%), comm loans (13%), cash (3%), consumer loans (2%), home eq lns (1%), other (30%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coronado, Inc.
Investment Rating
--
Address
128 South Broadway Avenue
Sterling, KS 67579
Sterling, KS 67579
Phone Number
(620) 278-2161
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.