Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Fair (4.8) profitability. Weak liquidity 2.4, driven by a liquidity ratio of 9.2 percent and a “hot money” ratio of 28.4 percent.
Asset Mix:
Securities (22%), home mtgs (14%), comm re (13%), comm loans (11%), consumer loans (2%), cash (1%), home eq lns (1%), other (37%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coronado, Inc.
Investment Rating
--
Address
128 South Broadway Avenue
Sterling, KS 67579
Sterling, KS 67579
Phone Number
(620) 278-2161
Year Founded
1908
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.