| Weiss Ratings |
First Bank
Sterling, KS |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 7.20 | |||
| Company Info |
First Bank
Sterling, KS |
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| FDIC Number | 16473 | |||
| Phone Number | (620) 278-2161 | |||
| Website | www.first-bank.net | |||
| Asset Quality |
First Bank
Sterling, KS |
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| 1-Year Asset Growth | 0.31% | |||
| 5-Year Asset Growth | 1.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 3.93% | |||
| Non-Performing Loans to Capital | 24.64% | |||
| Non-Performing Loans to Loans | 5.24% | |||
| Balance Sheet |
First Bank
Sterling, KS |
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| Total Assets | 151.96M | |||
| Total Deposits | 113.72M | |||
| Capital and Reserves |
First Bank
Sterling, KS |
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| Capital | 19.05M | |||
| Leverage Ratio | 12.65 | |||
| Loan Loss Reserves to Loans | 2.98% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Bank
Sterling, KS |
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| Hot Money Ratio | 28.52% | |||
| Liquidity Ratio | 10.90% | |||
| Profitability |
First Bank
Sterling, KS |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 1.10M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 64.04% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 6.05% | |||