C
First Bankers Trust Company, National Association
Quincy,  IL
Rating Date
October 2025
Risk Based
Capital Ratio
15.97
Leverage
Ratio
9.34
Return On
Assets
0.64%
Total
Assets
1.24B
Capital
84.18M
Total
Deposits
1.03B
Net
Income
5.84M
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Weiss Ratings First Bankers Trust Company, National Association
Quincy, IL 		Click to
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Rating C
Asset Quality Index 6.10
Capitalization Index 7.50
Liquidity Index 2.70
Profitability Index 3.60
Stability Index 4.40
Company Info First Bankers Trust Company, National Association
Quincy, IL 		Click to
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FDIC Number 16501
Phone Number (217) 228-8000
Website www.firstbankers.com
Asset Quality First Bankers Trust Company, National Association
Quincy, IL 		Click to
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1-Year Asset Growth 4.90%
5-Year Asset Growth 5.58%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 4.66%
Non-Performing Loans to Loans 0.82%
Balance Sheet First Bankers Trust Company, National Association
Quincy, IL 		Click to
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Total Assets 1.24B
Total Deposits 1.03B
Capital and Reserves First Bankers Trust Company, National Association
Quincy, IL 		Click to
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Capital 84.18M
Leverage Ratio 9.34
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 15.97
Liquidity First Bankers Trust Company, National Association
Quincy, IL 		Click to
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Hot Money Ratio 15.86%
Liquidity Ratio 15.72%
Profitability First Bankers Trust Company, National Association
Quincy, IL 		Click to
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5-Year Return on Average Assets 0.67%
Net Income 5.84M
Net Interest Spread 2.60%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 72.09%
Return on Assets 0.64%
Return on Equity 10.08%