C
First Bankers Trust Company, National Association
Quincy,  IL
Rating Date
March 2026
Risk Based
Capital Ratio
16.30
Leverage
Ratio
9.46
Return On
Assets
0.62%
Total
Assets
1.23B
Capital
86.40M
Total
Deposits
1.04B
Net
Income
7.68M
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Weiss Ratings First Bankers Trust Company, National Association
Quincy, IL 		Click to
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Rating C
Asset Quality Index 6.00
Capitalization Index 7.70
Liquidity Index 2.90
Profitability Index 3.50
Stability Index 4.80
Company Info First Bankers Trust Company, National Association
Quincy, IL 		Click to
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FDIC Number 16501
Phone Number (217) 228-8000
Website www.firstbankers.com
Asset Quality First Bankers Trust Company, National Association
Quincy, IL 		Click to
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1-Year Asset Growth 4.42%
5-Year Asset Growth 2.04%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 4.96%
Non-Performing Loans to Loans 0.96%
Balance Sheet First Bankers Trust Company, National Association
Quincy, IL 		Click to
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Total Assets 1.23B
Total Deposits 1.04B
Capital and Reserves First Bankers Trust Company, National Association
Quincy, IL 		Click to
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Capital 86.40M
Leverage Ratio 9.46
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 16.30
Liquidity First Bankers Trust Company, National Association
Quincy, IL 		Click to
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Hot Money Ratio 15.42%
Liquidity Ratio 17.79%
Profitability First Bankers Trust Company, National Association
Quincy, IL 		Click to
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5-Year Return on Average Assets 0.67%
Net Income 7.68M
Net Interest Spread 2.66%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 73.77%
Return on Assets 0.62%
Return on Equity 9.68%