Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 7.6 percent of nonperforming loans to core capital combined with 6.5 percent from a year earlier contributes to the Good asset quality (5.3).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 20.5 and a capital leverage ratio of 13.8. Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.5 has resulted in Good (5.7) profitability.
Asset Mix:
Cash (15%), securities (12%), comm loans (11%), home mtgs (10%), consumer loans (7%), comm re (7%), other (39%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Easton Bancshares, Incorporated
Investment Rating
--
Address
50 Main Street
Easton, MN 56025
Easton, MN 56025
Phone Number
(507) 787-2252
Year Founded
1934
FDIC Number
Website
Largest Affiliates
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