B
Carver State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carver State Bank
Savannah, GA
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 6.40
Stability Index 6.70
Company Info Carver State Bank
Savannah, GA
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FDIC Number 16584
Phone Number (912) 447-4200
Website www.carverstatebank.com
Asset Quality Carver State Bank
Savannah, GA
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1-Year Asset Growth 23.68%
5-Year Asset Growth 30.45%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.78%
Non-Performing Loans to Capital 1.58%
Non-Performing Loans to Loans 0.92%
Balance Sheet Carver State Bank
Savannah, GA
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Total Assets 113.17M
Total Deposits 93.38M
Capital and Reserves Carver State Bank
Savannah, GA
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Capital 17.88M
Leverage Ratio 16.01
Loan Loss Reserves to Loans 2.27%
Risk-Based Capital Ratio --
Liquidity Carver State Bank
Savannah, GA
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Hot Money Ratio 48.25%
Liquidity Ratio 62.44%
Profitability Carver State Bank
Savannah, GA
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5-Year Return on Average Assets 0.86%
Net Income 1.23M
Net Interest Spread 4.31%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 67.90%
Return on Assets 1.51%
Return on Equity 9.71%