B
Carver State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carver State Bank
Savannah, GA
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 3.30
Stability Index 6.40
Company Info Carver State Bank
Savannah, GA
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FDIC Number 16584
Phone Number (912) 447-4200
Website www.carverstatebank.com
Asset Quality Carver State Bank
Savannah, GA
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1-Year Asset Growth 1.32%
5-Year Asset Growth 24.79%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 1.20%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.33%
Non-Performing Loans to Loans 0.63%
Balance Sheet Carver State Bank
Savannah, GA
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Total Assets 111.23M
Total Deposits 93.07M
Capital and Reserves Carver State Bank
Savannah, GA
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Capital 16.90M
Leverage Ratio 14.99
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Carver State Bank
Savannah, GA
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Hot Money Ratio 46.21%
Liquidity Ratio 60.24%
Profitability Carver State Bank
Savannah, GA
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5-Year Return on Average Assets 0.87%
Net Income 573.00K
Net Interest Spread 4.30%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 78.30%
Return on Assets 1.00%
Return on Equity 6.83%