B
Carver State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carver State Bank
Savannah, GA
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 4.60
Stability Index 6.60
Company Info Carver State Bank
Savannah, GA
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FDIC Number 16584
Phone Number (912) 447-4200
Website www.carverstatebank.com
Asset Quality Carver State Bank
Savannah, GA
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1-Year Asset Growth 10.69%
5-Year Asset Growth 25.19%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 1.06%
Non-Performing Loans to Loans 0.56%
Balance Sheet Carver State Bank
Savannah, GA
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Total Assets 118.11M
Total Deposits 98.13M
Capital and Reserves Carver State Bank
Savannah, GA
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Capital 17.71M
Leverage Ratio 14.95
Loan Loss Reserves to Loans 1.93%
Risk-Based Capital Ratio --
Liquidity Carver State Bank
Savannah, GA
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Hot Money Ratio 45.66%
Liquidity Ratio 64.74%
Profitability Carver State Bank
Savannah, GA
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5-Year Return on Average Assets 0.86%
Net Income 1.05M
Net Interest Spread 4.29%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 79.00%
Return on Assets 0.95%
Return on Equity 6.13%