| Weiss Ratings |
Vermont State Bank
Vermont, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 4.80 | |||
| Company Info |
Vermont State Bank
Vermont, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16585 | |||
| Phone Number | (309) 784-2271 | |||
| Website | www.vermontstatebank.com | |||
| Asset Quality |
Vermont State Bank
Vermont, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 16.52% | |||
| 5-Year Asset Growth | -1.94% | |||
| 5-Year Charge-Offs to Average Loans | 1.13% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 5.67% | |||
| Non-Performing Loans to Capital | 12.71% | |||
| Non-Performing Loans to Loans | 10.42% | |||
| Balance Sheet |
Vermont State Bank
Vermont, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 28.29M | |||
| Total Deposits | 20.96M | |||
| Capital and Reserves |
Vermont State Bank
Vermont, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 6.64M | |||
| Leverage Ratio | 24.56 | |||
| Loan Loss Reserves to Loans | 4.84% | |||
| Risk-Based Capital Ratio | 50.13 | |||
| Liquidity |
Vermont State Bank
Vermont, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 25.57% | |||
| Liquidity Ratio | 51.07% | |||
| Profitability |
Vermont State Bank
Vermont, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.40% | |||
| Net Income | 193.00K | |||
| Net Interest Spread | 3.17% | |||
| Operating Profit to Average Assets | 4.14% | |||
| Overhead Efficiency Ratio | 87.68% | |||
| Return on Assets | 2.87% | |||
| Return on Equity | 11.83% | |||