| Weiss Ratings |
Vermont State Bank
Vermont, IL |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.90 | |||
| Company Info |
Vermont State Bank
Vermont, IL |
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| FDIC Number | 16585 | |||
| Phone Number | (309) 784-2271 | |||
| Website | www.vermontstatebank.com | |||
| Asset Quality |
Vermont State Bank
Vermont, IL |
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| 1-Year Asset Growth | 15.59% | |||
| 5-Year Asset Growth | 0.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.83% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 4.38% | |||
| Non-Performing Loans to Capital | 10.59% | |||
| Non-Performing Loans to Loans | 8.97% | |||
| Balance Sheet |
Vermont State Bank
Vermont, IL |
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| Total Assets | 30.97M | |||
| Total Deposits | 21.02M | |||
| Capital and Reserves |
Vermont State Bank
Vermont, IL |
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| Capital | 8.56M | |||
| Leverage Ratio | 28.17 | |||
| Loan Loss Reserves to Loans | 4.69% | |||
| Risk-Based Capital Ratio | 64.61 | |||
| Liquidity |
Vermont State Bank
Vermont, IL |
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| Hot Money Ratio | 26.03% | |||
| Liquidity Ratio | 56.90% | |||
| Profitability |
Vermont State Bank
Vermont, IL |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 985.00K | |||
| Net Interest Spread | 3.25% | |||
| Operating Profit to Average Assets | 8.77% | |||
| Overhead Efficiency Ratio | 76.75% | |||
| Return on Assets | 6.33% | |||
| Return on Equity | 24.35% | |||