| Weiss Ratings |
Vermont State Bank
Vermont, IL |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 4.80 | |||
| Company Info |
Vermont State Bank
Vermont, IL |
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| FDIC Number | 16585 | |||
| Phone Number | (309) 784-2271 | |||
| Website | www.vermontstatebank.com | |||
| Asset Quality |
Vermont State Bank
Vermont, IL |
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| 1-Year Asset Growth | 17.72% | |||
| 5-Year Asset Growth | 0.85% | |||
| 5-Year Charge-Offs to Average Loans | 1.13% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 3.98% | |||
| Non-Performing Loans to Capital | 10.57% | |||
| Non-Performing Loans to Loans | 7.81% | |||
| Balance Sheet |
Vermont State Bank
Vermont, IL |
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| Total Assets | 31.20M | |||
| Total Deposits | 22.42M | |||
| Capital and Reserves |
Vermont State Bank
Vermont, IL |
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| Capital | 7.58M | |||
| Leverage Ratio | 27.51 | |||
| Loan Loss Reserves to Loans | 4.65% | |||
| Risk-Based Capital Ratio | 56.05 | |||
| Liquidity |
Vermont State Bank
Vermont, IL |
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| Hot Money Ratio | 27.16% | |||
| Liquidity Ratio | 57.85% | |||
| Profitability |
Vermont State Bank
Vermont, IL |
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| 5-Year Return on Average Assets | -0.40% | |||
| Net Income | 1.09M | |||
| Net Interest Spread | 3.31% | |||
| Operating Profit to Average Assets | 5.63% | |||
| Overhead Efficiency Ratio | 85.12% | |||
| Return on Assets | 3.99% | |||
| Return on Equity | 15.62% | |||