| Weiss Ratings |
Vermont State Bank
Vermont, IL |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 5.10 | |||
| Company Info |
Vermont State Bank
Vermont, IL |
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| FDIC Number | 16585 | |||
| Phone Number | (309) 784-2271 | |||
| Website | www.vermontstatebank.com | |||
| Asset Quality |
Vermont State Bank
Vermont, IL |
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| 1-Year Asset Growth | -3.63% | |||
| 5-Year Asset Growth | -1.94% | |||
| 5-Year Charge-Offs to Average Loans | 1.13% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 5.15% | |||
| Non-Performing Loans to Capital | 11.34% | |||
| Non-Performing Loans to Loans | 8.54% | |||
| Balance Sheet |
Vermont State Bank
Vermont, IL |
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| Total Assets | 26.31M | |||
| Total Deposits | 18.89M | |||
| Capital and Reserves |
Vermont State Bank
Vermont, IL |
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| Capital | 7.30M | |||
| Leverage Ratio | 27.06 | |||
| Loan Loss Reserves to Loans | 4.87% | |||
| Risk-Based Capital Ratio | 51.78 | |||
| Liquidity |
Vermont State Bank
Vermont, IL |
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| Hot Money Ratio | 27.72% | |||
| Liquidity Ratio | 43.24% | |||
| Profitability |
Vermont State Bank
Vermont, IL |
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| 5-Year Return on Average Assets | -0.40% | |||
| Net Income | 798.00K | |||
| Net Interest Spread | 3.31% | |||
| Operating Profit to Average Assets | 5.54% | |||
| Overhead Efficiency Ratio | 85.19% | |||
| Return on Assets | 3.93% | |||
| Return on Equity | 15.61% | |||