| Weiss Ratings |
First State Bank
Socorro, NM |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 7.30 | |||
| Company Info |
First State Bank
Socorro, NM |
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| FDIC Number | 16600 | |||
| Phone Number | (575) 835-1550 | |||
| Website | www.socorrobanking.com | |||
| Asset Quality |
First State Bank
Socorro, NM |
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| 1-Year Asset Growth | -3.25% | |||
| 5-Year Asset Growth | 3.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.27% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
First State Bank
Socorro, NM |
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| Total Assets | 181.86M | |||
| Total Deposits | 156.71M | |||
| Capital and Reserves |
First State Bank
Socorro, NM |
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| Capital | 24.34M | |||
| Leverage Ratio | 12.85 | |||
| Loan Loss Reserves to Loans | 10.95% | |||
| Risk-Based Capital Ratio | 59.02 | |||
| Liquidity |
First State Bank
Socorro, NM |
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| Hot Money Ratio | 6.77% | |||
| Liquidity Ratio | 56.21% | |||
| Profitability |
First State Bank
Socorro, NM |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 462.00K | |||
| Net Interest Spread | 3.42% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 64.18% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 7.66% | |||