B
First State Bank
Socorro,  NM
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Socorro, NM
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 5.00
Stability Index 7.30
Company Info First State Bank
Socorro, NM
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FDIC Number 16600
Phone Number (575) 835-1550
Website www.socorrobanking.com
Asset Quality First State Bank
Socorro, NM
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1-Year Asset Growth -1.12%
5-Year Asset Growth 5.10%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.12%
Balance Sheet First State Bank
Socorro, NM
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Total Assets 187.96M
Total Deposits 160.54M
Capital and Reserves First State Bank
Socorro, NM
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Capital 26.77M
Leverage Ratio 14.27
Loan Loss Reserves to Loans 10.46%
Risk-Based Capital Ratio 58.71
Liquidity First State Bank
Socorro, NM
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Hot Money Ratio 9.13%
Liquidity Ratio 57.69%
Profitability First State Bank
Socorro, NM
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5-Year Return on Average Assets 0.93%
Net Income 979.00K
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 67.43%
Return on Assets 1.03%
Return on Equity 7.46%