Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 2.5 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors:
Operating profits as a percentage of assets at 3.1%, coupled with a return on assets of 3.1 has resulted in Excellent (10.0) profitability. Excellent current capitalization (8.9 on a scale of 0 to 10) and a capital leverage ratio of 10.3.
Asset Mix:
Comm re (17%), securities (12%), comm loans (10%), home mtgs (9%), cash (3%), consumer loans (2%), other (47%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Caldwell County Bancshares, Inc.
Investment Rating
--
Address
201 South Davis Street
Hamilton, MO 64644
Hamilton, MO 64644
Phone Number
(816) 583-2154
Year Founded
1947
FDIC Number
Website
Largest Affiliates
No affiliate information available.