B
FNB Picayune Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FNB Picayune Bank
Picayune, MS
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Rating B
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 10.00
Stability Index 5.70
Company Info FNB Picayune Bank
Picayune, MS
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FDIC Number 16612
Phone Number (601) 749-3200
Website www.fnbop.com
Asset Quality FNB Picayune Bank
Picayune, MS
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1-Year Asset Growth 0.17%
5-Year Asset Growth 3.27%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 5.07%
Non-Performing Loans to Loans 0.69%
Balance Sheet FNB Picayune Bank
Picayune, MS
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Total Assets 282.26M
Total Deposits 240.99M
Capital and Reserves FNB Picayune Bank
Picayune, MS
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Capital 40.02M
Leverage Ratio 15.44
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio --
Liquidity FNB Picayune Bank
Picayune, MS
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Hot Money Ratio 19.85%
Liquidity Ratio 26.61%
Profitability FNB Picayune Bank
Picayune, MS
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5-Year Return on Average Assets 3.07%
Net Income 4.61M
Net Interest Spread 5.42%
Operating Profit to Average Assets 3.29%
Overhead Efficiency Ratio 45.64%
Return on Assets 3.29%
Return on Equity 22.95%