| Weiss Ratings |
FNB Picayune Bank
Picayune, MS |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
FNB Picayune Bank
Picayune, MS |
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| FDIC Number | 16612 | |||
| Phone Number | (601) 749-3200 | |||
| Website | www.fnbop.com | |||
| Asset Quality |
FNB Picayune Bank
Picayune, MS |
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| 1-Year Asset Growth | 0.52% | |||
| 5-Year Asset Growth | 3.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 5.23% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
FNB Picayune Bank
Picayune, MS |
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| Total Assets | 281.93M | |||
| Total Deposits | 240.13M | |||
| Capital and Reserves |
FNB Picayune Bank
Picayune, MS |
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| Capital | 40.61M | |||
| Leverage Ratio | 15.67 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
FNB Picayune Bank
Picayune, MS |
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| Hot Money Ratio | 20.42% | |||
| Liquidity Ratio | 25.55% | |||
| Profitability |
FNB Picayune Bank
Picayune, MS |
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| 5-Year Return on Average Assets | 2.90% | |||
| Net Income | 9.16M | |||
| Net Interest Spread | 5.30% | |||
| Operating Profit to Average Assets | 3.26% | |||
| Overhead Efficiency Ratio | 45.68% | |||
| Return on Assets | 3.26% | |||
| Return on Equity | 24.76% | |||