Union Bank, Inc.
| Weiss Ratings |
Union Bank, Inc.
Middlebourne, WV |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 4.60 | |||
| Company Info |
Union Bank, Inc.
Middlebourne, WV |
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| FDIC Number | 16620 | |||
| Phone Number | (304) 758-2191 | |||
| Website | www.hometownbanc.bank/ | |||
| Asset Quality |
Union Bank, Inc.
Middlebourne, WV |
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| 1-Year Asset Growth | 12.57% | |||
| 5-Year Asset Growth | 11.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.26% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
Union Bank, Inc.
Middlebourne, WV |
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| Total Assets | 409.27M | |||
| Total Deposits | 376.36M | |||
| Capital and Reserves |
Union Bank, Inc.
Middlebourne, WV |
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| Capital | 30.12M | |||
| Leverage Ratio | 9.68 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Union Bank, Inc.
Middlebourne, WV |
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| Hot Money Ratio | 8.81% | |||
| Liquidity Ratio | 22.93% | |||
| Profitability |
Union Bank, Inc.
Middlebourne, WV |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 5.30M | |||
| Net Interest Spread | 3.02% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 55.10% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 18.80% | |||