Luminate Bank
| Weiss Ratings |
Luminate Bank
Minneapolis, MN |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.10 | |||
| Company Info |
Luminate Bank
Minneapolis, MN |
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| FDIC Number | 16635 | |||
| Phone Number | (952) 939-7200 | |||
| Website | www.luminate.bank | |||
| Asset Quality |
Luminate Bank
Minneapolis, MN |
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| 1-Year Asset Growth | 51.56% | |||
| 5-Year Asset Growth | 113.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.94% | |||
| Charge-Offs to Average Loans | 0.97% | |||
| Non-Performing Assets to Assets | 1.32% | |||
| Non-Performing Loans to Capital | 10.49% | |||
| Non-Performing Loans to Loans | 2.01% | |||
| Balance Sheet |
Luminate Bank
Minneapolis, MN |
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| Total Assets | 517.34M | |||
| Total Deposits | 421.01M | |||
| Capital and Reserves |
Luminate Bank
Minneapolis, MN |
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| Capital | 51.74M | |||
| Leverage Ratio | 10.00 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | 14.17 | |||
| Liquidity |
Luminate Bank
Minneapolis, MN |
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| Hot Money Ratio | 7.78% | |||
| Liquidity Ratio | 13.73% | |||
| Profitability |
Luminate Bank
Minneapolis, MN |
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| 5-Year Return on Average Assets | 2.04% | |||
| Net Income | 4.00M | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 3.22% | |||
| Overhead Efficiency Ratio | 89.31% | |||
| Return on Assets | 3.15% | |||
| Return on Equity | 31.84% | |||