Luminate Bank
| Weiss Ratings |
Luminate Bank
Minneapolis, MN |
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| Rating | ||||
| Asset Quality Index | 3.00 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 6.70 | |||
| Company Info |
Luminate Bank
Minneapolis, MN |
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| FDIC Number | 16635 | |||
| Phone Number | (952) 698-3300 | |||
| Website | www.luminate.bank | |||
| Asset Quality |
Luminate Bank
Minneapolis, MN |
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| 1-Year Asset Growth | 65.24% | |||
| 5-Year Asset Growth | 103.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 2.83% | |||
| Non-Performing Assets to Assets | 2.22% | |||
| Non-Performing Loans to Capital | 21.01% | |||
| Non-Performing Loans to Loans | 3.92% | |||
| Balance Sheet |
Luminate Bank
Minneapolis, MN |
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| Total Assets | 455.72M | |||
| Total Deposits | 366.32M | |||
| Capital and Reserves |
Luminate Bank
Minneapolis, MN |
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| Capital | 43.97M | |||
| Leverage Ratio | 8.97 | |||
| Loan Loss Reserves to Loans | 1.59% | |||
| Risk-Based Capital Ratio | 13.97 | |||
| Liquidity |
Luminate Bank
Minneapolis, MN |
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| Hot Money Ratio | 11.10% | |||
| Liquidity Ratio | 21.40% | |||
| Profitability |
Luminate Bank
Minneapolis, MN |
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| 5-Year Return on Average Assets | 1.56% | |||
| Net Income | 10.51M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 3.54% | |||
| Overhead Efficiency Ratio | 86.56% | |||
| Return on Assets | 3.50% | |||
| Return on Equity | 35.33% | |||