C
The Torrington Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Torrington Savings Bank
Torrington, CT
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Rating C
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 1.20
Stability Index 8.30
Company Info The Torrington Savings Bank
Torrington, CT
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FDIC Number 16636
Phone Number (860) 256-4523
Website www.torringtonsavings.bank
Asset Quality The Torrington Savings Bank
Torrington, CT
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1-Year Asset Growth 6.73%
5-Year Asset Growth 3.57%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 0.74%
Non-Performing Loans to Loans 0.23%
Balance Sheet The Torrington Savings Bank
Torrington, CT
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Total Assets 995.32M
Total Deposits 776.80M
Capital and Reserves The Torrington Savings Bank
Torrington, CT
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Capital 179.79M
Leverage Ratio 18.84
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio --
Liquidity The Torrington Savings Bank
Torrington, CT
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Hot Money Ratio 22.54%
Liquidity Ratio 7.34%
Profitability The Torrington Savings Bank
Torrington, CT
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5-Year Return on Average Assets 0.36%
Net Income -777.00K
Net Interest Spread 2.63%
Operating Profit to Average Assets -0.44%
Overhead Efficiency Ratio 94.78%
Return on Assets -0.31%
Return on Equity -1.73%