| Weiss Ratings |
First State Bank
Junction, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 4.90 | |||
| Company Info |
First State Bank
Junction, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16643 | |||
| Phone Number | (325) 446-3391 | |||
| Website | www.fsbjunction.com | |||
| Asset Quality |
First State Bank
Junction, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.40% | |||
| 5-Year Asset Growth | -0.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 4.07% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
First State Bank
Junction, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 61.14M | |||
| Total Deposits | 54.95M | |||
| Capital and Reserves |
First State Bank
Junction, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.91M | |||
| Leverage Ratio | 9.98 | |||
| Loan Loss Reserves to Loans | 2.37% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Junction, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.51% | |||
| Liquidity Ratio | 29.07% | |||
| Profitability |
First State Bank
Junction, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 845.00K | |||
| Net Interest Spread | 5.63% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 60.56% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 15.30% | |||