| Weiss Ratings |
First State Bank
Junction, TX |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 4.70 | |||
| Company Info |
First State Bank
Junction, TX |
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| FDIC Number | 16643 | |||
| Phone Number | (325) 446-3391 | |||
| Website | www.fsbjunction.com | |||
| Asset Quality |
First State Bank
Junction, TX |
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| 1-Year Asset Growth | 3.15% | |||
| 5-Year Asset Growth | -0.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 3.52% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
First State Bank
Junction, TX |
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| Total Assets | 58.52M | |||
| Total Deposits | 52.16M | |||
| Capital and Reserves |
First State Bank
Junction, TX |
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| Capital | 5.96M | |||
| Leverage Ratio | 11.14 | |||
| Loan Loss Reserves to Loans | 2.46% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Junction, TX |
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| Hot Money Ratio | 2.64% | |||
| Liquidity Ratio | 26.48% | |||
| Profitability |
First State Bank
Junction, TX |
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| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 567.00K | |||
| Net Interest Spread | 5.72% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 60.03% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 14.04% | |||