B
Southwest Bank
Odessa,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Bank
Odessa, TX
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Rating B
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 8.70
Stability Index 5.70
Company Info Southwest Bank
Odessa, TX
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FDIC Number 16652
Phone Number (432) 552-5000
Website www.southwest.bank
Asset Quality Southwest Bank
Odessa, TX
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1-Year Asset Growth -4.55%
5-Year Asset Growth 6.79%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.81%
Non-Performing Loans to Loans 0.34%
Balance Sheet Southwest Bank
Odessa, TX
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Total Assets 693.66M
Total Deposits 610.60M
Capital and Reserves Southwest Bank
Odessa, TX
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Capital 73.69M
Leverage Ratio 11.33
Loan Loss Reserves to Loans 2.52%
Risk-Based Capital Ratio --
Liquidity Southwest Bank
Odessa, TX
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Hot Money Ratio 7.62%
Liquidity Ratio 17.68%
Profitability Southwest Bank
Odessa, TX
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5-Year Return on Average Assets 2.15%
Net Income 6.85M
Net Interest Spread 5.43%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 63.68%
Return on Assets 1.96%
Return on Equity 19.00%