B
Southwest Bank
OdessaTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Bank
Odessa, TX
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Rating B
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 5.20
Stability Index 8.30
Company Info Southwest Bank
Odessa, TX
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FDIC Number 16652
Phone Number (432) 552-5000
Website www.southwest.bank
Asset Quality Southwest Bank
Odessa, TX
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1-Year Asset Growth 1.76%
5-Year Asset Growth 10.27%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 1.95%
Non-Performing Loans to Capital 13.30%
Non-Performing Loans to Loans 2.85%
Balance Sheet Southwest Bank
Odessa, TX
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Total Assets 725.85M
Total Deposits 641.83M
Capital and Reserves Southwest Bank
Odessa, TX
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Capital 77.03M
Leverage Ratio 11.55
Loan Loss Reserves to Loans 3.52%
Risk-Based Capital Ratio --
Liquidity Southwest Bank
Odessa, TX
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Hot Money Ratio 7.04%
Liquidity Ratio 24.96%
Profitability Southwest Bank
Odessa, TX
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5-Year Return on Average Assets 2.10%
Net Income 7.74M
Net Interest Spread 5.88%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 55.11%
Return on Assets 1.45%
Return on Equity 14.34%