B
Southwest Bank
OdessaTX
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Bank
Odessa, TX
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Rating B
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 5.70
Stability Index 8.60
Company Info Southwest Bank
Odessa, TX
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FDIC Number 16652
Phone Number (432) 552-5000
Website www.southwest.bank
Asset Quality Southwest Bank
Odessa, TX
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1-Year Asset Growth 3.62%
5-Year Asset Growth 6.79%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 1.22%
Non-Performing Assets to Assets 1.86%
Non-Performing Loans to Capital 12.76%
Non-Performing Loans to Loans 2.75%
Balance Sheet Southwest Bank
Odessa, TX
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Total Assets 715.61M
Total Deposits 633.08M
Capital and Reserves Southwest Bank
Odessa, TX
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Capital 75.64M
Leverage Ratio 11.35
Loan Loss Reserves to Loans 2.39%
Risk-Based Capital Ratio --
Liquidity Southwest Bank
Odessa, TX
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Hot Money Ratio 6.69%
Liquidity Ratio 20.32%
Profitability Southwest Bank
Odessa, TX
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5-Year Return on Average Assets 2.10%
Net Income 11.73M
Net Interest Spread 5.74%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 56.67%
Return on Assets 1.65%
Return on Equity 16.09%