C
The Paducah Bank and Trust Company
PaducahKY
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The Paducah Bank and Trust Company
Paducah, KY
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 6.90
Stability Index 5.00
Company Info The Paducah Bank and Trust Company
Paducah, KY
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FDIC Number 16664
Phone Number (270) 575-5700
Website www.paducahbank.com
Asset Quality The Paducah Bank and Trust Company
Paducah, KY
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1-Year Asset Growth 2.06%
5-Year Asset Growth 6.26%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.37%
Non-Performing Loans to Loans 0.08%
Balance Sheet The Paducah Bank and Trust Company
Paducah, KY
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Total Assets 996.90M
Total Deposits 790.21M
Capital and Reserves The Paducah Bank and Trust Company
Paducah, KY
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Capital 110.90M
Leverage Ratio 11.39
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio 15.28
Liquidity The Paducah Bank and Trust Company
Paducah, KY
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Hot Money Ratio 5.16%
Liquidity Ratio 13.88%
Profitability The Paducah Bank and Trust Company
Paducah, KY
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5-Year Return on Average Assets 1.47%
Net Income 13.16M
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 60.42%
Return on Assets 1.71%
Return on Equity 16.55%