Major Rating Factors:
A current level of 0.4 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Excellent asset quality (8.6). Excellent current capitalization (8.4 on a scale of 0 to 10) and a capital leverage ratio of 10.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Fair (4.2) profitability.
Asset Mix:
Comm re (26%), comm loans (23%), securities (22%), home mtgs (10%), cash (5%), home eq lns (3%), other (11%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Itasca Bancorp Inc.
Investment Rating
--
Address
308 West Irving Park Road
Itasca, IL 60143
Itasca, IL 60143
Phone Number
(630) 773-0350
Year Founded
1916
FDIC Number
Website
Largest Affiliates
No affiliate information available.