C
Washington State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Washington State Bank
Washington, IL
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Rating C
Asset Quality Index 6.60
Capitalization Index 7.20
Liquidity Index 4.20
Profitability Index 3.10
Stability Index 2.10
Company Info Washington State Bank
Washington, IL
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FDIC Number 16667
Phone Number (309) 444-2265
Website www.washingtonstatebank.com
Asset Quality Washington State Bank
Washington, IL
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1-Year Asset Growth -1.35%
5-Year Asset Growth 3.56%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 3.77%
Non-Performing Loans to Loans 1.03%
Balance Sheet Washington State Bank
Washington, IL
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Total Assets 79.06M
Total Deposits 70.17M
Capital and Reserves Washington State Bank
Washington, IL
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Capital 5.61M
Leverage Ratio 9.10
Loan Loss Reserves to Loans 3.00%
Risk-Based Capital Ratio --
Liquidity Washington State Bank
Washington, IL
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Hot Money Ratio 26.30%
Liquidity Ratio 32.35%
Profitability Washington State Bank
Washington, IL
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5-Year Return on Average Assets 0.49%
Net Income 304.00K
Net Interest Spread 2.27%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 57.72%
Return on Assets 0.73%
Return on Equity 10.73%