C
Washington State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Washington State Bank
Washington, IL
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Rating C
Asset Quality Index 6.00
Capitalization Index 7.30
Liquidity Index 4.60
Profitability Index 3.30
Stability Index 3.10
Company Info Washington State Bank
Washington, IL
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FDIC Number 16667
Phone Number (309) 444-2265
Website www.washingtonstatebank.com
Asset Quality Washington State Bank
Washington, IL
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1-Year Asset Growth 1.83%
5-Year Asset Growth 3.76%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 6.77%
Non-Performing Loans to Loans 0.18%
Balance Sheet Washington State Bank
Washington, IL
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Total Assets 82.49M
Total Deposits 73.84M
Capital and Reserves Washington State Bank
Washington, IL
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Capital 6.32M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity Washington State Bank
Washington, IL
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Hot Money Ratio 22.18%
Liquidity Ratio 37.15%
Profitability Washington State Bank
Washington, IL
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5-Year Return on Average Assets 0.64%
Net Income 466.00K
Net Interest Spread 2.18%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 67.04%
Return on Assets 0.56%
Return on Equity 8.26%