1st Financial Bank USA
| Weiss Ratings |
1st Financial Bank USA
Dakota Dunes, SD |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 3.70 | |||
| Company Info |
1st Financial Bank USA
Dakota Dunes, SD |
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| FDIC Number | 1673 | |||
| Phone Number | (605) 232-9310 | |||
| Website | www.1fbusa.com | |||
| Asset Quality |
1st Financial Bank USA
Dakota Dunes, SD |
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| 1-Year Asset Growth | 6.08% | |||
| 5-Year Asset Growth | 19.70% | |||
| 5-Year Charge-Offs to Average Loans | 2.57% | |||
| Charge-Offs to Average Loans | 2.57% | |||
| Non-Performing Assets to Assets | 1.75% | |||
| Non-Performing Loans to Capital | 9.44% | |||
| Non-Performing Loans to Loans | 2.08% | |||
| Balance Sheet |
1st Financial Bank USA
Dakota Dunes, SD |
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| Total Assets | 1.31B | |||
| Total Deposits | 996.53M | |||
| Capital and Reserves |
1st Financial Bank USA
Dakota Dunes, SD |
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| Capital | 219.10M | |||
| Leverage Ratio | 16.65 | |||
| Loan Loss Reserves to Loans | 2.01% | |||
| Risk-Based Capital Ratio | 22.20 | |||
| Liquidity |
1st Financial Bank USA
Dakota Dunes, SD |
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| Hot Money Ratio | 18.09% | |||
| Liquidity Ratio | 14.85% | |||
| Profitability |
1st Financial Bank USA
Dakota Dunes, SD |
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| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 27.13M | |||
| Net Interest Spread | 10.33% | |||
| Operating Profit to Average Assets | 2.80% | |||
| Overhead Efficiency Ratio | 67.69% | |||
| Return on Assets | 2.11% | |||
| Return on Equity | 11.96% | |||