Peoples State Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 1.4 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Good asset quality (6.6).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 19.8. Operating profits as a percentage of assets at 2.9%, coupled with a return on assets of 2.8 has resulted in Excellent (9.8) profitability.
Asset Mix:
Home mtgs (21%), comm loans (8%), cash (4%), comm re (4%), consumer loans (4%), securities (1%), other (59%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Howard Bankshares, Inc.
Investment Rating
--
Address
200 West Main Street
Cherryvale, KS 67335
Cherryvale, KS 67335
Phone Number
(620) 336-2105
Year Founded
1880
FDIC Number
Website
Largest Affiliates
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