D
Peoples State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples State Bank
Cherryvale, KS
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Rating D
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 10.00
Stability Index 3.70
Company Info Peoples State Bank
Cherryvale, KS
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FDIC Number 16744
Phone Number (620) 336-2105
Website www.psbcherryvale.com
Asset Quality Peoples State Bank
Cherryvale, KS
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1-Year Asset Growth 4.33%
5-Year Asset Growth 3.47%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.14%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 2.13%
Non-Performing Loans to Loans 0.16%
Balance Sheet Peoples State Bank
Cherryvale, KS
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Total Assets 19.67M
Total Deposits 14.78M
Capital and Reserves Peoples State Bank
Cherryvale, KS
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Capital 4.75M
Leverage Ratio 22.61
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity Peoples State Bank
Cherryvale, KS
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Hot Money Ratio 31.16%
Liquidity Ratio 14.20%
Profitability Peoples State Bank
Cherryvale, KS
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5-Year Return on Average Assets 3.04%
Net Income 349.00K
Net Interest Spread 6.20%
Operating Profit to Average Assets 3.47%
Overhead Efficiency Ratio 46.77%
Return on Assets 3.34%
Return on Equity 14.69%