D
Peoples State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples State Bank
Cherryvale, KS
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Rating D
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 10.00
Stability Index 3.70
Company Info Peoples State Bank
Cherryvale, KS
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FDIC Number 16744
Phone Number (620) 336-2105
Website www.psbcherryvale.com
Asset Quality Peoples State Bank
Cherryvale, KS
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1-Year Asset Growth 9.07%
5-Year Asset Growth 3.47%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.15%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 1.16%
Non-Performing Loans to Loans 0.16%
Balance Sheet Peoples State Bank
Cherryvale, KS
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Total Assets 21.14M
Total Deposits 15.42M
Capital and Reserves Peoples State Bank
Cherryvale, KS
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Capital 4.81M
Leverage Ratio 23.08
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity Peoples State Bank
Cherryvale, KS
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Hot Money Ratio 28.52%
Liquidity Ratio 13.31%
Profitability Peoples State Bank
Cherryvale, KS
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5-Year Return on Average Assets 3.04%
Net Income 178.00K
Net Interest Spread 6.39%
Operating Profit to Average Assets 3.53%
Overhead Efficiency Ratio 47.58%
Return on Assets 3.42%
Return on Equity 15.08%