| Weiss Ratings |
Richland State Bank
Bruce, SD |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 6.80 | |||
| Company Info |
Richland State Bank
Bruce, SD |
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| FDIC Number | 1675 | |||
| Phone Number | (605) 627-5671 | |||
| Website | www.richlandstate.org | |||
| Asset Quality |
Richland State Bank
Bruce, SD |
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| 1-Year Asset Growth | 21.90% | |||
| 5-Year Asset Growth | 1.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.48% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Richland State Bank
Bruce, SD |
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| Total Assets | 49.56M | |||
| Total Deposits | 44.68M | |||
| Capital and Reserves |
Richland State Bank
Bruce, SD |
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| Capital | 4.70M | |||
| Leverage Ratio | 12.30 | |||
| Loan Loss Reserves to Loans | 2.46% | |||
| Risk-Based Capital Ratio | 24.76 | |||
| Liquidity |
Richland State Bank
Bruce, SD |
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| Hot Money Ratio | 23.61% | |||
| Liquidity Ratio | 51.08% | |||
| Profitability |
Richland State Bank
Bruce, SD |
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| 5-Year Return on Average Assets | 2.76% | |||
| Net Income | 472.00K | |||
| Net Interest Spread | 2.73% | |||
| Operating Profit to Average Assets | 2.08% | |||
| Overhead Efficiency Ratio | 69.39% | |||
| Return on Assets | 2.05% | |||
| Return on Equity | 20.61% | |||