| Weiss Ratings |
Richland State Bank
Bruce, SD |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 7.10 | |||
| Company Info |
Richland State Bank
Bruce, SD |
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| FDIC Number | 1675 | |||
| Phone Number | (605) 627-5671 | |||
| Website | www.richlandstate.org | |||
| Asset Quality |
Richland State Bank
Bruce, SD |
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| 1-Year Asset Growth | -0.94% | |||
| 5-Year Asset Growth | 2.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.05% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Richland State Bank
Bruce, SD |
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| Total Assets | 40.62M | |||
| Total Deposits | 36.00M | |||
| Capital and Reserves |
Richland State Bank
Bruce, SD |
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| Capital | 4.43M | |||
| Leverage Ratio | 13.49 | |||
| Loan Loss Reserves to Loans | 2.49% | |||
| Risk-Based Capital Ratio | 23.86 | |||
| Liquidity |
Richland State Bank
Bruce, SD |
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| Hot Money Ratio | 24.92% | |||
| Liquidity Ratio | 35.96% | |||
| Profitability |
Richland State Bank
Bruce, SD |
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| 5-Year Return on Average Assets | 2.92% | |||
| Net Income | 536.00K | |||
| Net Interest Spread | 2.75% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 74.44% | |||
| Return on Assets | 1.65% | |||
| Return on Equity | 16.55% | |||