| Weiss Ratings |
Richland State Bank
Bruce, SD |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
Richland State Bank
Bruce, SD |
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| FDIC Number | 1675 | |||
| Phone Number | (605) 627-5671 | |||
| Website | www.richlandstate.org | |||
| Asset Quality |
Richland State Bank
Bruce, SD |
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| 1-Year Asset Growth | 9.34% | |||
| 5-Year Asset Growth | 1.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.41% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Richland State Bank
Bruce, SD |
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| Total Assets | 44.07M | |||
| Total Deposits | 39.23M | |||
| Capital and Reserves |
Richland State Bank
Bruce, SD |
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| Capital | 4.73M | |||
| Leverage Ratio | 14.88 | |||
| Loan Loss Reserves to Loans | 2.10% | |||
| Risk-Based Capital Ratio | 21.74 | |||
| Liquidity |
Richland State Bank
Bruce, SD |
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| Hot Money Ratio | 22.68% | |||
| Liquidity Ratio | 33.45% | |||
| Profitability |
Richland State Bank
Bruce, SD |
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| 5-Year Return on Average Assets | 2.92% | |||
| Net Income | 680.00K | |||
| Net Interest Spread | 2.82% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 75.68% | |||
| Return on Assets | 1.60% | |||
| Return on Equity | 15.50% | |||