National Bank of St. Anne
Major Rating Factors:
A current level of 17.6 percent of nonperforming loans to core capital combined with 20.6 percent from a year earlier contributes to the Weak asset quality (2.2). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (6.0) profitability.
Other Rating Factors:
Excellent current capitalization (7.8 on a scale of 0 to 10) based on a risk-based capital ratio of 12.5 and a capital leverage ratio of 9.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (28%), comm re (19%), comm loans (7%), securities (6%), cash (5%), consumer loans (2%), home eq lns (2%), other (30%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
St. Anne Bancorp, Inc.
Investment Rating
--
Address
158 West Station Street
Saint Anne, IL 60964
Saint Anne, IL 60964
Phone Number
(815) 427-8154
Year Founded
1948
FDIC Number
Website
Largest Affiliates
No affiliate information available.