National Bank of St. Anne
Major Rating Factors:
A current level of 25.1 percent of nonperforming loans to core capital combined with 14.3 percent from a year earlier contributes to the Weak asset quality (1.6). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.0 has resulted in Good (5.8) profitability.
Other Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) based on a risk-based capital ratio of 11.4 and a capital leverage ratio of 9.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Asset Mix:
Comm re (35%), home mtgs (15%), comm loans (8%), securities (7%), cash (5%), consumer loans (2%), home eq lns (2%), other (26%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
St. Anne Bancorp, Inc.
Investment Rating
--
Address
158 West Station Street
Saint Anne, IL 60964
Saint Anne, IL 60964
Phone Number
(815) 427-8154
Year Founded
1948
FDIC Number
Website
Largest Affiliates
No affiliate information available.