National Bank of St. Anne
Major Rating Factors:
A current level of 13.0 percent of nonperforming loans to core capital combined with 6.0 percent from a year earlier contributes to the Fair asset quality (3.2). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.3 has resulted in Good (6.5) profitability.
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 12.4 and a capital leverage ratio of 9.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Asset Mix:
Home mtgs (29%), comm re (20%), comm loans (7%), cash (5%), securities (5%), consumer loans (3%), home eq lns (2%), other (29%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
St. Anne Bancorp, Inc.
Investment Rating
--
Address
158 West Station Street
Saint Anne, IL 60964
Saint Anne, IL 60964
Phone Number
(815) 427-8154
Year Founded
1948
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.