National Bank of St. Anne
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.8 has resulted in Fair (4.7) profitability. A current level of 7.7 percent of nonperforming loans to core capital combined with 5.9 percent from a year earlier contributes to the Fair asset quality (3.1).
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 8.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix:
Comm re (32%), home mtgs (15%), comm loans (8%), securities (8%), cash (7%), consumer loans (2%), home eq lns (2%), other (26%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
St. Anne Bancorp, Inc.
Investment Rating
--
Address
158 West Station Street
Saint Anne, IL 60964
Saint Anne, IL 60964
Phone Number
(815) 427-8154
Year Founded
1948
FDIC Number
Website
Largest Affiliates
No affiliate information available.