Citizens State Bank
| Weiss Ratings |
Citizens State Bank
Somerville, TX |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
Citizens State Bank
Somerville, TX |
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| FDIC Number | 16753 | |||
| Phone Number | (979) 596-1421 | |||
| Website | www.csbtx.bank | |||
| Asset Quality |
Citizens State Bank
Somerville, TX |
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| 1-Year Asset Growth | 5.92% | |||
| 5-Year Asset Growth | 11.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 1.48% | |||
| Non-Performing Loans to Capital | 9.15% | |||
| Non-Performing Loans to Loans | 1.90% | |||
| Balance Sheet |
Citizens State Bank
Somerville, TX |
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| Total Assets | 1.22B | |||
| Total Deposits | 1.05B | |||
| Capital and Reserves |
Citizens State Bank
Somerville, TX |
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| Capital | 154.34M | |||
| Leverage Ratio | 12.95 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Somerville, TX |
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| Hot Money Ratio | 27.67% | |||
| Liquidity Ratio | 30.35% | |||
| Profitability |
Citizens State Bank
Somerville, TX |
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| 5-Year Return on Average Assets | 1.50% | |||
| Net Income | 10.03M | |||
| Net Interest Spread | 4.73% | |||
| Operating Profit to Average Assets | 2.09% | |||
| Overhead Efficiency Ratio | 50.34% | |||
| Return on Assets | 1.66% | |||
| Return on Equity | 13.34% | |||