Citizens State Bank
| Weiss Ratings |
Citizens State Bank
Somerville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 10.00 | |||
| Company Info |
Citizens State Bank
Somerville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16753 | |||
| Phone Number | (979) 596-1421 | |||
| Website | www.csbtx.bank | |||
| Asset Quality |
Citizens State Bank
Somerville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 9.95% | |||
| 5-Year Asset Growth | 11.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 1.07% | |||
| Non-Performing Loans to Capital | 11.81% | |||
| Non-Performing Loans to Loans | 1.67% | |||
| Balance Sheet |
Citizens State Bank
Somerville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.21B | |||
| Total Deposits | 1.05B | |||
| Capital and Reserves |
Citizens State Bank
Somerville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 146.31M | |||
| Leverage Ratio | 12.47 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Somerville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.45% | |||
| Liquidity Ratio | 30.45% | |||
| Profitability |
Citizens State Bank
Somerville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.46% | |||
| Net Income | 20.19M | |||
| Net Interest Spread | 4.66% | |||
| Operating Profit to Average Assets | 2.20% | |||
| Overhead Efficiency Ratio | 51.89% | |||
| Return on Assets | 1.77% | |||
| Return on Equity | 14.80% | |||