Campbell & Fetter Bank
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (9.3). Excellent current capitalization (8.8 on a scale of 0 to 10) based on a risk-based capital ratio of 24.1 and a capital leverage ratio of 10.2.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.6) profitability.
Asset Mix:
Home mtgs (54%), securities (18%), cash (13%), consumer loans (4%), comm loans (2%), comm re (1%), home eq lns (1%), other (7%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
C&F Banc Shares Corp.
Investment Rating
--
Address
126 South Orchard Street
Kendallville, IN 46755
Kendallville, IN 46755
Phone Number
(260) 347-1500
Year Founded
1863
FDIC Number
Largest Affiliates
No affiliate information available.