Plains Commerce Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.5) profitability. A current level of 9.1 percent of nonperforming loans to core capital combined with 9.9 percent from a year earlier contributes to the Fair asset quality (4.5).
Other Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) and a capital leverage ratio of 10.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (31%), comm re (15%), securities (7%), comm loans (5%), cash (3%), home eq lns (3%), consumer loans (1%), other (35%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Plains Commerce Financial, Inc.
Investment Rating
--
Address
3905 West 49TH Street
Sioux Falls, SD 57106
Sioux Falls, SD 57106
Phone Number
(605) 275-2467
Year Founded
1931
FDIC Number
Website
Largest Affiliates
No affiliate information available.