Great Oaks Bank
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Excellent asset quality (8.7). Excellent current capitalization (7.6 on a scale of 0 to 10) based on a risk-based capital ratio of 14.0 and a capital leverage ratio of 9.4.
Other Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Good (6.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Comm re (28%), securities (24%), home mtgs (12%), cash (9%), comm loans (5%), home eq lns (5%), consumer loans (2%), other (15%)
States with Branches:
GA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Great Oaks Financial Holdings Inc
Investment Rating
--
Address
42 Town Centre Drive
Richmond Hill, GA 31324
Richmond Hill, GA 31324
Phone Number
(912) 445-6868
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.