B
Farmers and Merchants Bank
MilfordNE
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers and Merchants Bank
Milford, NE
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 4.40
Stability Index 5.30
Company Info Farmers and Merchants Bank
Milford, NE
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FDIC Number 16810
Phone Number (402) 761-7600
Website www.bankfmb.com/
Asset Quality Farmers and Merchants Bank
Milford, NE
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1-Year Asset Growth 4.13%
5-Year Asset Growth 6.78%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.03%
Balance Sheet Farmers and Merchants Bank
Milford, NE
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Total Assets 956.21M
Total Deposits 796.20M
Capital and Reserves Farmers and Merchants Bank
Milford, NE
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Capital 78.41M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 0.41%
Risk-Based Capital Ratio 21.80
Liquidity Farmers and Merchants Bank
Milford, NE
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Hot Money Ratio 13.42%
Liquidity Ratio 53.33%
Profitability Farmers and Merchants Bank
Milford, NE
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5-Year Return on Average Assets 0.90%
Net Income 6.88M
Net Interest Spread 2.23%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 55.82%
Return on Assets 0.93%
Return on Equity 12.91%