The Bank of Glen Burnie
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.0%, coupled with a return on assets of 0.1 has resulted in Weak (1.4) profitability.
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.0 and a capital leverage ratio of 9.7. A current level of 3.1 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Excellent asset quality (7.5).
Asset Mix:
Securities (30%), home mtgs (23%), comm re (13%), comm loans (9%), consumer loans (7%), home eq lns (6%), cash (3%), other (9%)
States with Branches:
MD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Glen Burnie Bancorp
Investment Rating
Address
101 Crain Hwy SE
Glen Burnie, MD 21061
Glen Burnie, MD 21061
Phone Number
(410) 768-8852
Year Founded
FDIC Number
Largest Affiliates
No affiliate information available.