C
River Falls State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River Falls State Bank
River Falls, WI
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 4.50
Stability Index 6.30
Company Info River Falls State Bank
River Falls, WI
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FDIC Number 16840
Phone Number (715) 425-6782
Website www.rfstatebankonline2.com
Asset Quality River Falls State Bank
River Falls, WI
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1-Year Asset Growth 3.28%
5-Year Asset Growth 3.29%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.21%
Non-Performing Loans to Loans 0.21%
Balance Sheet River Falls State Bank
River Falls, WI
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Total Assets 143.20M
Total Deposits 127.52M
Capital and Reserves River Falls State Bank
River Falls, WI
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Capital 14.13M
Leverage Ratio 11.40
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity River Falls State Bank
River Falls, WI
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Hot Money Ratio 15.34%
Liquidity Ratio 24.04%
Profitability River Falls State Bank
River Falls, WI
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5-Year Return on Average Assets 0.91%
Net Income 775.00K
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 69.74%
Return on Assets 1.09%
Return on Equity 11.24%