C
River Falls State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River Falls State Bank
River Falls, WI
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 3.60
Stability Index 6.30
Company Info River Falls State Bank
River Falls, WI
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FDIC Number 16840
Phone Number (715) 425-6782
Website www.rfstatebankonline2.com
Asset Quality River Falls State Bank
River Falls, WI
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1-Year Asset Growth -2.51%
5-Year Asset Growth 3.29%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.22%
Non-Performing Loans to Loans 0.04%
Balance Sheet River Falls State Bank
River Falls, WI
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Total Assets 137.65M
Total Deposits 122.00M
Capital and Reserves River Falls State Bank
River Falls, WI
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Capital 13.49M
Leverage Ratio 11.04
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity River Falls State Bank
River Falls, WI
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Hot Money Ratio 18.35%
Liquidity Ratio 20.37%
Profitability River Falls State Bank
River Falls, WI
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5-Year Return on Average Assets 1.11%
Net Income 1.16M
Net Interest Spread 3.16%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 74.56%
Return on Assets 0.82%
Return on Equity 9.11%